NPR's Snigda Prakash reports that insurance companies now estimate they will pay out about $800 million in casualty and property claims related to Tropical Storm Floyd. Most of the money will go towards damages caused by high winds and rain. What won't be paid for is damage from floodwaters, which have caused widespread damage in many states. Although private insurers don't sell flood insurance the federal government does. The government estimates it will pay up to $300 million in Floyd-related claims.