Making the Most of Holiday Shopping This may sound familiar this time of year: You're at the checkout counter of your favorite department store. The clerk makes you an offer you don't want to refuse — a hefty discount on your purchases if you open up a store line of credit. Bill Spriggs explains how to make the most of holiday teaser rates without ruining your credit score.
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Making the Most of Holiday Shopping

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Making the Most of Holiday Shopping

Making the Most of Holiday Shopping

Making the Most of Holiday Shopping

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  • <iframe src="https://www.npr.org/player/embed/17316961/17316957" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player">
  • Transcript

This may sound familiar this time of year: You're at the checkout counter of your favorite department store. The clerk makes you an offer you don't want to refuse — a hefty discount on your purchases if you open up a store line of credit.

Bill Spriggs explains how to make the most of holiday teaser rates without ruining your credit score.

Spriggs is professor and chair of economics at Howard University.

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