Phase-In Begins for Free Online Credit Reports
Get Your Free Credit Report
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http://www.annualcreditreport.com
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According to the Federal Trade Commission, this is the only site to use to get free reports. Consumers contacting credit reporting agencies directly may be charged for the reports.
Beginning Wednesday, consumers in 13 Western states can get a copy of their credit report for free. The free annual reports will be phased in across the rest of the country over the next nine months. But some could end up paying for credit services they don't need. NPR's Wendy Kaufman reports.

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