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Phase-In Begins for Free Online Credit Reports

Get Your Free Credit Report

For security reasons, we cannot provide a direct link to the AnnualCreditReport.com Web site. To access the site, type the following URL into a separate Web browser window:

http://www.annualcreditreport.com

Due to a high volume of traffic, the site may be temporarily unavailable.

According to the Federal Trade Commission, this is the only site to use to get free reports. Consumers contacting credit reporting agencies directly may be charged for the reports.

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December 1, 2004

Beginning Wednesday, consumers in 13 Western states can get a copy of their credit report for free. The free annual reports will be phased in across the rest of the country over the next nine months. But some could end up paying for credit services they don't need. NPR's Wendy Kaufman reports.

 
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