Despite their ambitious approach, President Bush's private accounts won't solve Social Security's long-term financial problems. Officials say a lasting solution would include tax hikes or benefit cuts — which could include testing recipients' means, or raising the retirement age. We consider the options.
Jo Anne Barnhart, Social Security Administration commissioner
Maya Mac Guineas, president, Committee for a Responsible Federal Budget; director, Fiscal Policy Program
Peter Orszag, economic studies senior fellow at the Bookings Institute