A relatively new concept, the health savings account was created as a way to help consumers save and pay for family health care. The tax-free accounts require users to do their own research on medications and procedures, but they may be a big money-saver for some families.
Dr. Henry Simmons, president of the National Coalition on Health Care
Frank Ciotola, co-owner and vice president of DaVinci Restaurant in Columbus, Ohio
Uwe Reinhardt, professor of economics and public affairs at Princeton University