In his State of the Union address, President Bush proposes the expansion of health savings accounts. Proponents say the accounts will shift responsibility for health care from the government and employers to the individual. Critics argue the sick will suffer from sub-standard care.
Julie Rovner, NPR correspondent
Grace-Marie Turner, president of the Galen Institute (non-profit research organization focusing on free-market ideas for health reform)
Uwe Reinhardt, professor of economics and public affairs at Princeton University