The following identity theft IQ test, provided courtesy of the Privacy Rights Clearinghouse Web site, helps people assess the risk of their identities being stolen:
I receive several offers of pre-approved credit every week (5 points).
Add 5 points if you do not shred them.
I carry my Social Security card in my wallet (10 points).
My driver's license has my Social Security number on it (10 points).
I do not have a post office box or locked, secured mailbox (5 points).
I use an unlocked, open box at work or at home to drop off my outgoing mail (10 points).
I carry my military ID in my wallet at all times (10 points).
I provide my Social Security number whenever asked, without asking questions about how that information will be safeguarded (10 points).
Add 5 points if you provide your number orally without checking to see who might be listening.
I am required to use my Social Security number at work as an employee ID or at school as a student ID number (5 points).
My Social Security number is printed on various documents frequently seen in the workplace, such as on time cards (10 points).
I have my Social Security number and/or driver's license number printed on my personal checks (10 points).
I am listed in a "Who's Who" guide (5 points).
I carry my insurance card in my wallet, and either my Social Security number or that of my spouse is on that card (10 points).
I have not ordered a copy of my credit report for at least two years (20 points).
I do not protect my discarded personal, credit and financial information from thieves by shredding them prior to putting them in the trash (10 points).
Each one of these questions represents a possible avenue for an identity thief.
Understanding Your Score:
If you scored 100 points or more you are at high risk for identity theft.
A score of 50-100 makes your odds of being victimized about average but higher if you have good credit.
A score of 0-50 points means you have a low risk of being an identity theft victim.