San Francisco Sues State Insurance Regulators
RENEE MONTAGNE, host:
NPR's business news starts with men, women, and health insurance.
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MONTAGNE: The city of San Francisco filed a lawsuit against California state insurance regulators yesterday. The suit claims the state allows insurance companies to discriminate against women by charging them more for health insurance. This applies to individual insurance, not group policies. The lawsuit says California women pay up to 39 percent more for their policies compared to men. The Los Angeles Times says only 10 states outlaw this common industry practice. It's called gender rating. The industry defends the higher insurance prices for women. It says statistics show women tend to be more accident prone than men, more likely to get sick, and younger women in particular make more visits to the doctor.
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