As states consider allowing employers to completely opt out of workers' compensation plans, NPR and ProPublica take a look at how the concept has worked in Texas. Read the full investigation here.
This story was reported in partnership between NPR News Investigation's Howard Berkes and Michael Grabell of ProPublica, an investigative journalism organization. View more of this investigation on ProPublica's website:
Inside Corporate America's Plan to Ditch Workers' Comp
One Texas lawyer is helping companies opt out of workers' compensation and write their own rules. What does it mean for injured workers?
Price Check: How Companies Value Body Parts
Benefits for the same body part can differ dramatically depending on whom you work for. Look up compensation offered by companies like Costco, Home Depot and Wal-Mart in Texas.