Undisclosed: Fire And Flood Risk In The United States : Short Wave There have been many climate-related disasters this year, and along with those events come a heavy emotional and financial toll for residents. But what NPR climate reporters Rebecca Hersher and Lauren Sommer have found is that most people don't realize their wildfire or flood risk — and that's putting millions in harm's way.

Additional Resources:
- Read Lauren and Rebecca's series, Climate Risk Hits Home.
- Reach out to us if you've tried to get information about the risk of floods or wildfires when moving to a new home.

Lauren and Rebecca are both on Twitter. You can follow them @lesommer and @rhersher to keep up with the latest climate news. We're always all ears for your climate inquiries and musings — email us at shortwave@npr.org.
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Undisclosed: Fire And Flood Risk In The United States

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Undisclosed: Fire And Flood Risk In The United States

Undisclosed: Fire And Flood Risk In The United States

Undisclosed: Fire And Flood Risk In The United States

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  • <iframe src="https://www.npr.org/player/embed/933076327/933257719" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player">
  • Transcript

Kevin and Susan Boudreaux have survived multiple catastrophic floods in Cameron Parish, La. Storm surge from this year's Hurricane Laura severely damaged the RV park they own. Ryan Kellman/NPR hide caption

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Ryan Kellman/NPR

Kevin and Susan Boudreaux have survived multiple catastrophic floods in Cameron Parish, La. Storm surge from this year's Hurricane Laura severely damaged the RV park they own.

Ryan Kellman/NPR

There have been many climate-related disasters this year, and along with those events come a heavy emotional and financial toll for residents. But what NPR climate reporters Rebecca Hersher and Lauren Sommer have found is that most people don't realize their wildfire or flood risk — and that's putting millions in harm's way.

In most parts of the U.S., landlords, real estate agents, sellers, appraisers and home inspectors are not required to tell tenants or buyers about flood or fire risk before they move in. None were required to do so. In fact, only about half of states require that information about flood risk be disclosed to homebuyers at all, and just one state requires that such information be given to tenants. Meanwhile, only two Western states require disclosure of wildfire risk.

What's more, a growing body of research suggests that the flood and fire disclosure laws that do exist provide information in confusing ways or give too little information too late in the homebuying process.

But there are things you can do to check your risk and make yourself safer:

We want to hear from you!

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Lauren and Rebecca are both on Twitter. You can follow them @lesommer and @rhersher to keep up with the latest climate news. We're always all ears for your climate inquiries and musings — email us at shortwave@npr.org.

This episode was produced by Rebecca Ramirez, edited by Viet Le and fact-checked by Berly McCoy.