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Why owners of live music venues are having trouble finding insurance for COVID : The Indicator from Planet Money The pandemic forced the closure of music venues around the country. Owners of many of these businesses believed their existing insurance policies would help them weather the storm. But, as it turns out, many of those policies weren't designed for COVID-19.

The Indicator from Planet Money

Insuring music venues during a pandemic

By 

Sally Herships

, 

Insuring music venues during a pandemic

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(Photo by Jason Kempin/Getty Images for Capital Concerts) Jason Kempin/Getty Images for Capital Concert hide caption

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Jason Kempin/Getty Images for Capital Concert

(Photo by Jason Kempin/Getty Images for Capital Concerts)

Jason Kempin/Getty Images for Capital Concert

Owners of music venues think a lot about how they can protect their businesses. Lots can go on in a venue that could result in an injury or damage to people or property that the owner could be held liable for. That's why business owners like Summer Gerbing often rely on insurance to cover themselves. But policies are complex and so are the various kinds of coverage they offer. So what happens when insurance companies decline to cover losses due to one specific cause - a pandemic?

Today, we talk about pandemic insurance for the entertainment industry. What it is, who can get it, and why it may be going the way of the dodo.

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