A Citigroup Timeline

In 1811, New York City's largest bank was about to lose its charter. Seeing an opportunity, some New York merchants asked the state Legislature to let them start a new bank, City Bank. The bank and its various business units at home and abroad would go on to weather wars, the Great Depression and numerous smaller crises. One key to its survival has been to keep large reserves and minimize risk.

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SOURCES: Citibank, 1812-1970, by Harold van B. Cleveland and Thomas F. Huertas; Notable Corporate Chronologies; Citigroup; NPR research