Keith Herie is swamped in debt from medical issues he and his wife encountered starting about a decade ago. Heartland hospital is seizing 10 percent of his paycheck and 25 percent of his wife's wages, and has placed a lien on their home.
Steve Hebert for ProPublica
A new directive from the Federal Housing Finance Agency, which regulates mortgage giants Fannie Mae and Freddie Mac, will allow first-time homebuyers to put down as little as 3 percent.
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The turkeys at Kate Stillman's farm don't have to be loaded on a trailer and driven hundreds of miles this year. They now meet their ends on the same farm where they lived their lives.
Neighborhood Assistance Corporation of America CEO Bruce Marks is offering the first batch of these "wealth building home loans" to homebuyers through his nonprofit organization.
Conrad Goetzinger and Cassandra Rose struggle to pay their bills as $760 is garnished from their paychecks every two weeks by debt collectors. Twice, Goetzinger's bank account has been emptied by collectors after he failed to payoff a loan for a laptop.
Eric Francis/AP for ProPublica
Kevin Evans relaxes in his small apartment after arriving home from work. Evans, who lost income and his home in the recession, is now having his wages garnished after falling behind on his credit card payments.
Colin E. Braley/AP for ProPublica