Conrad Goetzinger and Cassandra Rose struggle to pay their bills as $760 is garnished from their paychecks every two weeks by debt collectors. Twice, Goetzinger's bank account has been emptied by collectors after he failed to payoff a loan for a laptop.
Eric Francis/AP for ProPublica
Kevin Evans relaxes in his small apartment after arriving home from work. Evans, who lost income and his home in the recession, is now having his wages garnished after falling behind on his credit card payments.
Colin E. Braley/AP for ProPublica
The Homer City Generating Station in Homer City, Pa. Republicans say the Environmental Protection Agency will kill jobs and raise electricity prices with new carbon emissions limits.