Rachel Keyser and her daughter, Sydney, stand in front of their house in Deerfield, N.H. Since falling prey to a mortgage scam in 2004, Keyser has faced repeated attempts to foreclose on the house.
Charles Gibson and his wife, Michelle, are helped by a Neighborhood Assistance Corporation of America staff member in getting a reduction on their loan for their Riverside, Calif., home. Some economists are pushing for a plan that would streamline refinancing for all government-backed loans.
A house under foreclosure that will soon be auctioned in Las Vegas. The Obama administration's foreclosure prevention efforts were blasted this week in a report from a federal auditor.
Mark Ralston/AFP/Getty Images