Health Insurance Health Insurance

Despite the political uncertainties, insurance companies have started to learn how to make a profit on the plans they offer through the Affordable Care Act. Erik McGregor/Pacific Press/LightRocket via Getty Images hide caption

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Erik McGregor/Pacific Press/LightRocket via Getty Images

Analysts Predict Health Care Marketplace Premiums Will Stabilize For 2019 Coverage

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A survey finds many Americans get unexpected medical bills and the majority come because patients expect their insurance to cover more than it actually does. Jamie Grill/Getty Images hide caption

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Jamie Grill/Getty Images

Drew Calver, a high school history teacher and swim coach in Austin, Texas, had a heart attack at his home on April 2, 2017. A neighbor rushed him to the nearby emergency room at St. David's Medical Center, which wasn't in the school district's health plan. Callie Richmond/KHN hide caption

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Callie Richmond/KHN

Life-Threatening Heart Attack Leaves Teacher With $108,951 Bill

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If you earn too much to get a subsidy to help defray the cost of health insurance, you might find a less expensive policy off an exchange. PeopleImages/Getty Images hide caption

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PeopleImages/Getty Images

The results of genetic testing — whether done for health reasons or ancestry searches — can be used by insurance underwriters in evaluating an application for life insurance, or a disability or long-term-care policy. Science Photo Library RF/Getty Images hide caption

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Science Photo Library RF/Getty Images

Short-term health care plans could be a more affordable option for some consumers, but they're exempt from covering people with pre-existing conditions. Dreet Production/Alloy/Getty Images hide caption

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Dreet Production/Alloy/Getty Images

Medicare's proposed changes to doctors' compensation will reduce paperwork, physicians agree. But at what cost to their income? andresr/Getty Images hide caption

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andresr/Getty Images

Some Doctors, Patients Balk At Medicare's 'Flat Fee' Payment Proposal

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Wren Vetens was promised a significant discount on the cost of her gender-confirmation surgery if she paid in cash upfront, without using her health insurance. Yet afterward, Vetens received an explanation of benefits saying the hospital had billed her insurer nearly $92,000. Lauren Justice for KHN hide caption

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Lauren Justice for KHN

Bill Of The Month: A Plan For Affordable Gender-Confirmation Surgery Goes Awry

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Justin Volz for ProPublica

Health Insurers Are Vacuuming Up Details About You — And It Could Raise Your Rates

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If you own a small business, a new rule governing association health plans could mean a more affordable health insurance option. But there are some limitations. Asawin Klabma/EyeEm/Getty Images hide caption

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Asawin Klabma/EyeEm/Getty Images

In his new job overseeing health coverage for 1.2 million workers and their families, Atul Gawande says he hopes to find specific ways to make health care more efficient and the solutions exportable. Dan Bayer /The Aspen Institute via Flickr hide caption

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Dan Bayer /The Aspen Institute via Flickr

Dr. Atul Gawande has been picked to lead the high-profile joint venture in health care formed by Amazon, Berkshire Hathaway and JP Morgan Chase. Mint/Hindustan Times via Getty Images hide caption

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Mint/Hindustan Times via Getty Images

Atul Gawande: Medicine Has Become A Team Sport.

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Emergencies happen at all hours, but the cost of staffing an emergency department at night is higher than by day, according to emergency care providers. Edwin Remsburg/VW Pics/UIG via Getty Images hide caption

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Edwin Remsburg/VW Pics/UIG via Getty Images

"As bad as NYU is, Aetna is equally culpable because Aetna's job was to be the checks and balances and to be my advocate," said Michael Frank, seen at his home in Port Chester, N.Y. Annie Tritt for ProPublica hide caption

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Annie Tritt for ProPublica

The health insurance company Anthem has introduced a policy discouraging patients from "avoidable" emergency room visits. Patients and doctors are pushing back against the program. David McNew/Getty Images hide caption

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David McNew/Getty Images

California is starting to push hospitals throughout the state to lower their rates of medically unnecessary C-sections. Thanasis Zovoilis/Getty Images hide caption

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Thanasis Zovoilis/Getty Images

California's Message To Hospitals: Shape Up Or Lose 'In-Network' Status

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Not seeing clearly can hamper a child's academic achievement, social development and long-term health, research shows. The right pair of glasses can make a big difference. FatCamera/Getty Images hide caption

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Eleven days after surgery on her shoulder and foot, Sherry Young of Lawton, Okla., got a letter from her insurance plan saying that it hadn't approved her hospital stay. The letter "put me in a panic," says Young. The $115,000-plus bill for the hospital stay was about how much Young's home is worth, and five times her annual income. Nick Oxford for Kaiser Health News hide caption

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Nick Oxford for Kaiser Health News

Sticker Shock Jolts Oklahoma Patient: $15,076 For 4 Tiny Screws

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Patients with private insurance like the drug coupons because they can help make specialty medicines more affordable. But health care analysts say the coupons may also discourage patients from considering appropriate lower-cost alternatives, including generic drugs. DNY59/Getty Images hide caption

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The House bill calls for $65 million in loans and grants, administered by the USDA, to establish "association-style" health plans that likely wouldn't have to cover hospitalization, prescription drugs or emergency care. Zach Gibson/Getty Images hide caption

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Zach Gibson/Getty Images