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If you own a small business, a new rule governing association health plans could mean a more affordable health insurance option. But there are some limitations. Asawin Klabma/EyeEm/Getty Images hide caption

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Asawin Klabma/EyeEm/Getty Images

In his new job overseeing health coverage for 1.2 million workers and their families, Atul Gawande says he hopes to find specific ways to make health care more efficient and the solutions exportable. Dan Bayer /The Aspen Institute via Flickr hide caption

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Dan Bayer /The Aspen Institute via Flickr

Dr. Atul Gawande has been picked to lead the high-profile joint venture in health care formed by Amazon, Berkshire Hathaway and JP Morgan Chase. Mint/Hindustan Times via Getty Images hide caption

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Mint/Hindustan Times via Getty Images

Emergencies happen at all hours, but the cost of staffing an emergency department at night is higher than by day, according to emergency care providers. Edwin Remsburg/VW Pics/UIG via Getty Images hide caption

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Edwin Remsburg/VW Pics/UIG via Getty Images

"As bad as NYU is, Aetna is equally culpable because Aetna's job was to be the checks and balances and to be my advocate," said Michael Frank, seen at his home in Port Chester, N.Y. Annie Tritt for ProPublica hide caption

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Annie Tritt for ProPublica

The health insurance company Anthem has introduced a policy discouraging patients from "avoidable" emergency room visits. Patients and doctors are pushing back against the program. David McNew/Getty Images hide caption

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David McNew/Getty Images

California is starting to push hospitals throughout the state to lower their rates of medically unnecessary C-sections. Thanasis Zovoilis/Getty Images hide caption

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Thanasis Zovoilis/Getty Images

California's Message To Hospitals: Shape Up Or Lose 'In-Network' Status

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Not seeing clearly can hamper a child's academic achievement, social development and long-term health, research shows. The right pair of glasses can make a big difference. FatCamera/Getty Images hide caption

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FatCamera/Getty Images

Eleven days after surgery on her shoulder and foot, Sherry Young of Lawton, Okla., got a letter from her insurance plan saying that it hadn't approved her hospital stay. The letter "put me in a panic," says Young. The $115,000-plus bill for the hospital stay was about how much Young's home is worth, and five times her annual income. Nick Oxford for Kaiser Health News hide caption

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Nick Oxford for Kaiser Health News

Sticker Shock Jolts Oklahoma Patient: $15,076 For 4 Tiny Screws

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Patients with private insurance like the drug coupons because they can help make specialty medicines more affordable. But health care analysts say the coupons may also discourage patients from considering appropriate lower-cost alternatives, including generic drugs. DNY59/Getty Images hide caption

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DNY59/Getty Images

The House bill calls for $65 million in loans and grants, administered by the USDA, to establish "association-style" health plans that likely wouldn't have to cover hospitalization, prescription drugs or emergency care. Zach Gibson/Getty Images hide caption

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Zach Gibson/Getty Images

Under the Affordable Care Act, many insurance plans are required to cover a range of essential services, such as hospitalization and prescription drugs. But reimbursement for certain medical equipment — such as crutches or a leg boot after an injury — varies widely from plan to plan. tirc83/Getty Images hide caption

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tirc83/Getty Images

The new exemptions will mostly apply to penalty payments tied to 2018 taxes and to the previous two years. PeopleImages/Getty Images hide caption

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PeopleImages/Getty Images

Under current law, Medicare requires patients to get a referral before seeing an audiologist to diagnose hearing loss. Leyla B / EyeEm/Getty Images hide caption

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Leyla B / EyeEm/Getty Images