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April Thompson makes a purchase at Legacy Team Sales in Ocala, Fla., in September. Economists say October's surprisingly strong job growth will encourage the Federal Reserve to hike interest rates next month. So holiday shoppers may pay more for using credit cards. Doug Engle/Ocala Star-Banner/Landov hide caption

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Doug Engle/Ocala Star-Banner/Landov

A police officer keeps watch outside the Federal Reserve headquarters in Washington, D.C., where policymakers weighed whether to boost interest rates. Kevin Lamarque/Reuters/Landov hide caption

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Kevin Lamarque/Reuters/Landov

Federal Reserve Chair Janet Yellen, speaking at a news conference in Washington on Thursday, said the U.S. economy has been performing well but the global outlook is more uncertain. Jacquelyn Martin/AP hide caption

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Jacquelyn Martin/AP

Federal Reserve Chair Janet Yellen testifies before the Senate Banking Committee in July. This week, Yellen and other policymakers are weighing the Fed's first rate increase in nine years. Susan Walsh/AP hide caption

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Susan Walsh/AP

Federal Reserve Chair Janet Yellen and other policymakers will meet in Washington, D.C., this week to weigh a possible increase in interest rates. Manuel Balce Ceneta/AP hide caption

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Manuel Balce Ceneta/AP

Federal Reserve Vice Chairman Stanley Fischer speaks during a Board of Governors of the Federal Reserve System meeting in July. Manuel Balce Ceneta/AP hide caption

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Manuel Balce Ceneta/AP

August Jobless Data To Influence Fed's Decision On Hiking Interest Rates

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Jobs Numbers Suggest A Healthy Economy — And May Let Fed Nudge Rates Up

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A Chinese worker is seen at a construction site in Beijing. Economic changes in China and in other places have reduced demand and prices for commodities like the metal in the building's structure. AP hide caption

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AP

Jason Furman, chairman of the White House Council of Economic Advisers, said consumers generally haven't been using the savings from lower gasoline prices to spend on other things. Justin Sullivan/Getty Images hide caption

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Justin Sullivan/Getty Images

Earlier this year, the European Central Bank, headed by Mario Draghi, launched a bond-buying program to drive down interest rates and boost borrowing. Emmanuel Dunand/AFP/Getty Images hide caption

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Emmanuel Dunand/AFP/Getty Images

When Rates Turn Negative, Banks Pay Customers To Borrow

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