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"No one really explains to you taxes, and contracts, and how to chase a client for that bill that they owe you — like, the nitty-gritty," says P. Kim Bui, a freelance consultant. Courtesy of P. Kim Bui hide caption

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Courtesy of P. Kim Bui

Going It Solo: The Complicated Financial Lives Of Freelancers

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Republican presidential candidates, Sen. Marco Rubio, R-Fla., left, Donald Trump, Sen. Ted Cruz, R-Texas, and Ohio Gov. John Kasich, right, stand together during the signing of the National Anthem, before the start of the Republican presidential debate Thursday in Miami. Wilfredo Lee/AP hide caption

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Wilfredo Lee/AP

The Social Security tax rate is scheduled to revert to 6.2 percent next year, up from the temporary reduction — to 4.2 percent on an employee's first $110,000 in wages — which has been in effect since January 2011. hide caption

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