Under Internal Revenue Service rules, high-deductible insurance plans that can link to health savings accounts can only cover preventive services, such as vaccinations and mammograms, until patients pay down their deductible.
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When your health insurer reclassifies a prescription drug you take from tier 1 to tier 2, it can sharply increase the portion of the drug's cost that you're expected to pay.
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Anchorage dental hygienist Victoria Cronquist pays $1,600 a month for a health insurance policy that covers four people in her family. Next year, she says, the rate is set to jump to $2,600 a month.
Tammy Boudreaux tries a tendon-stretching drill after surgery. Boudreaux was able to get much of her operation and rehabilitation covered by the insurance plan she bought via the Affordable Care Act.