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Rhaina Cohen and her husband live in a row house with another couple and their two children in Washington, D.C. Cohen says they wanted to share a home with people who they were excited to live with — and who they could depend on. From left to right: Cohen, her husband, her housemate's child and her housemate. Rhaina Cohen hide caption

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Rhaina Cohen

Rick and Letha Heitman, of Centennial, Colo., bought their health plan in 2015 through Colorado HealthOP, an insurance cooperative that will close at the end of the year. HealthOp's CEO says the co-op was "blindsided" when some promised federal subsidies failed to materialize. John Daley/CPR News hide caption

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John Daley/CPR News

Many Health Co-Ops Fold, Others Survive Startup Struggles

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