medical bills medical bills

A survey finds many Americans get unexpected medical bills and the majority come because patients expect their insurance to cover more than it actually does. Jamie Grill/Getty Images hide caption

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Jamie Grill/Getty Images

Drew Calver, a high school history teacher and swim coach in Austin, Texas, had a heart attack at his home on April 2, 2017. A neighbor rushed him to the nearby emergency room at St. David's Medical Center, which wasn't in the school district's health plan. Callie Richmond/KHN hide caption

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Callie Richmond/KHN

His $109K Heart Attack Bill Is Now Down To $332 After NPR Told His Story

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Emergencies happen at all hours, but the cost of staffing an emergency department at night is higher than by day, according to emergency care providers. Edwin Remsburg/VW Pics/UIG via Getty Images hide caption

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Edwin Remsburg/VW Pics/UIG via Getty Images

Urine testing to diagnose illness or to detect the presence of drugs is generally routine. But a woman who gave her doctor a urine sample months after back surgery got socked with a huge bill. SPL/Science Source hide caption

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SPL/Science Source