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Both Democrats and Republicans have introduced proposals that would impose a cap on out-of-pocket costs of prescription drugs for Medicare patients. But it's still unclear whether those moves will gain a foothold. Jeffrey Hamilton/Getty Images hide caption

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Jeffrey Hamilton/Getty Images

Many Medicare patients don't realize they can sometimes pay less out of pocket for a prescription drug if they pay cash, instead of the insurance copay. Scott Olson/Getty Images hide caption

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Scott Olson/Getty Images

Leon Beers, a retired railroad engineer who lives near Sacramento, Calif., has a form of Parkinson's disease. His live-in caregiver, Timothy Wehe, helps him get outside using a walker. Bert Johnson for KHN hide caption

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Bert Johnson for KHN