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The proposed legislation aims to reduce patients' costs by beefing up a Texas Department of Insurance program that scrutinizes surprise balance bills greater than $500 from any emergency health care provider. Kameleon007/Getty Images hide caption

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Kameleon007/Getty Images

The total bill for Drew Calver's four-day hospital stay at St. David's Medical Center in April 2017 was $164,941. His insurer paid $55,840, leaving Calver responsible for the unpaid balance of $108,951.31. Callie Richmond/KHN hide caption

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Callie Richmond/KHN