Companies Engage In 'Credit Line Profiling' Credit card companies are watching the economy and making pre-emptive moves to reduce the amount of credit they offer to many customers. And they are looking well beyond payment history when reconsidering credit lines. Some companies are looking at who the customers' mortgage lender is, where they shop and whether they live in a region that's been hard hit by foreclosures. Customers are outraged, but card issuers say they are simply managing risk in tough economic times.
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Companies Engage In 'Credit Line Profiling'

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Companies Engage In 'Credit Line Profiling'

Companies Engage In 'Credit Line Profiling'

Companies Engage In 'Credit Line Profiling'

  • Download
  • <iframe src="https://www.npr.org/player/embed/96154274/96154260" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player">
  • Transcript

Credit card companies are trying to cut the credit lines of many customers. And they're looking well beyond payment history — to who holds their mortgage, even where they shop. Customers are outraged, but card issuers say they are simply managing risk in tough economic times.